The Exit Power Score

If your salary stopped tomorrow, how long could your household run on what you can actually reach within a fortnight?

Under three months Three to six months Six to twelve months One to two years More than two years

What share of your household net worth sits in your employer's stock, vested and unvested together?

None, or close to none Under a tenth Between a tenth and a quarter Between a quarter and a half More than half

What share of household income comes from your one employer?

Under half. Someone else earns as much or more. Around two thirds. There is a second income. Almost all of it, but a second earner could restart. All of it, and there is no realistic second earner right now.

Add up your fixed monthly commitments that cannot be paused: loan payments, school fees, rent, support for parents, insurance. What share of take-home pay is that?

Under a quarter A quarter to forty percent Forty to sixty percent Over sixty percent

If you had to find something new, how strong is your position outside your current company?

People approach me regularly and I could name three real options I would need to look, but I am confident it would work out I would find something, probably slower and probably for less My skills are quite specific to this company and this system I honestly do not know

Strong. You have real room. The interesting question for you is no longer safety, it is what you intend to do with the room, because most people at this level never actually use it. Solid. You could survive a shock and decline something you did not want. The usual weak spot at this level is concentration rather than runway. Check what share of your future sits with one employer. Thin. You would get through a layoff but you are not in a position to take a risk on purpose, which means your career decisions are being made by your balance sheet rather than by you. Trapped earner. This is the most common result among people who look successful from outside, and it is usually a surprise to them. Nothing here is a judgement on how well you have done. It is a description of how little room you left yourself while doing it. Fragile. Worth treating as urgent rather than embarrassing. Runway first, before anything else on the list.

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